We get asked this question a lot. If Curve can combine multiple cards in one place and you already have all your cards in your Apple wallet, why bother? Since Curve is integrated with Apple Pay, we thought it was about time we settled this once and for all. 

So, here’s the thing – Curve is so much more than just the means to a lighter wallet.

Curve comes with a shedload of benefits that automatically apply to ANY card you connect. Here are 6 of our favourite reasons to get Curve, even if all your cards are in your Apple wallet already.  

Already convinced? Great! 👉 Get Curve

1. Old bank, new tricks 

First up: we're not a bank. But because we’re a fintech product, we’re talked about in the same breath as challenger banks like Monzo, Starling, Revolut, etc. This isn’t so surprising given that Curve does include the kind of perks that have swayed millions towards challenger banks – like bank-beating foreign exchange rates, instant cashback, real-time spending notifications and free weekday ATM withdrawals abroad. 

The difference though – and this is the big one – is that with Curve, these perks automatically apply to multiple cards. That includes your traditional bank that’s still playing catch up with modern technology.  Now we’ve integrated with Apple Pay, your cards on Curve are contactless, so it’s never been easier to pay. 

2. Earn money when you spend

It quite literally pays to shop with Curve. Earn 1% cashback on every transaction you make for the first 30 days. And it doesn’t end there – you will get regularly updated cashback offers of up to 20% from brands like Amazon Fresh, Just Eat, Selfridges, Harvey Nichols and loads more. Want even more cashback? Just refer your friends to keep it coming 💰

3. See how you spend across the board

With Curve, you get instant notifications when you spend across the cards you connect. You also have insights in the app that categorise spending, so you know how much you’re spending and on what. We’ll also split out your personal spend from your business expenses so you don’t have to do the financial untangling yourself. 

4. Never pay on the wrong card again 

We’ve all done it, whether accidentally or because we were stuck with no other choice. Luckily, our Go Back in Time feature makes sure that you’ll always pay on the right card. 

GBiT lets you switch payments from one card to another, up to 30 days after the transaction was made. You can even use it to move transactions from your personal account to your business account, or your current account to your joint account. It also means you won’t miss out on credit card rewards points if you accidentally paid on your debit card. Which leads us to our next point… 

5. Squeeze more rewards out of your credit card

There’s lots of ways Curve can help you get more out of your credit card. Aside from doubling up on cashback rewards, you can use Curve Fronted to pay your tax bill with an underlying credit card. If you have a hefty HMRC bill, this can translate to A LOT of rewards points. It’s also a valuable safety net for freelancers who might want to spread the cost of their HMRC bill. Using Curve Fronted does carry a 1.5% fee per transaction, but it’s completely free with Curve Metal 🙌

6. Take the headache out of expenses

Email receipts on Curve make life a lot easier for sole traders, freelancers and small businesses. You can email yourself a breakdown of every transaction you’ve made, and attach a photo of the physical receipt, making your expenses easier (and your wallet a lot lighter!) 

Ready to get Curve?