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“Can I Use Curve To Dodge The Gambling Ban On Credit Cards?”

17 Jan 2020
1 min read

A ban on using credit cards for gambling purposes is set to come into effect in the UK on 14 April. The news announced this week has prompted some people to ask whether Curve will render the ban effectively useless. Because Curve gives you the ability to combine multiple debit and credit cards on one debit card, some people have suggested on social media that you’ll be able to dodge the ban by disguising your credit card with Curve. 

Simple answer – not true. Curve already blocks gambling transactions on debit and credit cards. We are a responsible company and fully support the efforts of the commission and the government to tackle problem gambling. 

How Will The Ban Work?

Every transaction you make has a Merchant Category Code, or MCC. An MCC basically identifies what sort of thing you’re buying. So for example, if I see you’ve made a transaction with the MCC:  0742, I might ask if you’re dog’s doing better because that’s the MCC for veterinary services. If that MCC is 7995 however, the transaction will not go through on a credit card because that is the code for betting services, including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks. 

Gambling

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Curve UK Ltd, registered in England and Wales, #09523903

Copyright - 2021 © Curve UK Limited. 

The Curve Card, the Samsung Pay+ and the E-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926). Curve UK Limited is registered in England and Wales, United Kingdom (company reference number: 09523903) and located at 15-19 Bloomsbury Way, Holborn, London, United Kingdom, WC1A 2TH. 

Curve Flex is provided in the UK by Curve Credit Limited. Curve UK Limited is an introducer appointed representative of Curve Credit Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 925447). Curve Credit Limited is registered in England and Wales, United Kingdom (company reference number: 12464458) and located at 15-19 Bloomsbury Way, Holborn, London, United Kingdom, WC1A 2TH.

The Curve Card and the e-money related to cards issued in the EEA is issued by Curve Europe UAB, authorised in Lithuania by the Bank of Lithuania (electronic money institution license No. 73 issued on 22 of October, 2020). The Curve Card and Samsung Pay+ are issued pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark of Mastercard International Incorporated. Curve Europe UAB is registered in Lithuania (company reference number: 305626541) and located at Jogailos g. 9, LT-01116 Vilnius.