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Curve and Plaid team up to make money easier

15 Dec 2020
3 min read

From time to time, we’ll invite guest bloggers to weigh in on new launches, collaborations and hot topics. Here, Keith Grose, Head of International at Plaid, shares how we’ve teamed up to make money management easier for our customers. 

Money problems for many people often come down to a fundamental lack of understanding. Time and again, simple questions like, “what can I afford?” or “how am I doing financially?” are hard to answer. To help, Plaid brings people closer to their own financial picture. Innovators around the world rely on us to connect to consumer-permissioned financial data so they can offer consumers new ways of managing their money. 

Today, we’re joining forces with Curve to help give people in the UK a holistic view of their money, make the most of their spending, and improve their overall financial wellbeing—particularly amid a tough economic climate for many.

Curve consolidates your entire physical wallet (debit, credit* and loyalty cards) into a single smart card and app. The only card customers need to carry—and the only PIN they need to remember—Curve offers a host of benefits, including spending notifications and categorisation. Customers can even swap spend to a different card in the app for up to 30 days after a purchase was made.

For the first time ever on the app, Curve customers will be able to gather all their cards, see and spend their money in the same place. Plaid’s technology will enable Curve customers to connect their payment accounts at nearly all financial institutions in the UK, in addition to the cards they’ve linked. Curve will also provide real-time account balances for every linked credit and debit card, which will automatically be refreshed upon signing into the app. This way Curve is helping customers be on top of their finances, knowing how much money they have across all accounts, at a glance and be able to spend with confidence.

As the shift to digital finance accelerates, an insightful, simple customer experience is key. Both Plaid and Curve share that understanding and are building experiences together that make the financial lives of Curve customers as easy as possible. 

As André Pinto, one of Curve’s Product Managers, and who jointly steered the project to completion, said, “This is the next step in Curve’s mission to become an all-in-one platform that aggregates your finances, and gives you the power to act on this knowledge. Being a major player in the Open Banking space, Plaid gives us the firepower to develop more products and innovate in lockstep with the fast-moving habits of our customers. At the end of the day, we also liked each other as people, and ended up spending more time together online than we did with our own families.” 

This is just the beginning of our work together. In the coming years, Plaid and Curve will continue to develop new tools that give more Curve customers more unique ways to manage and spend their money. In the meantime, download the Curve app to try these new features available in the UK today. If you’re looking to build with Plaid’s account information or payment initiation products today—or just curious on what we have up our sleeve next—please reach out!

*Visa, Mastercard, Diners and Discover debit and credit cards.

CurveFintechOpen BankingPlaidBank accountsDigital wallet



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Curve UK Ltd, registered in England and Wales, #09523903

Copyright - 2021 © Curve UK Limited. 

The Curve Card, the Samsung Pay+ and the E-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926). Curve UK Limited is registered in England and Wales, United Kingdom (company reference number: 09523903) and located at 15-19 Bloomsbury Way, Holborn, London, United Kingdom, WC1A 2TH. 

Curve Flex is provided in the UK by Curve Credit Limited. Curve UK Limited is an introducer appointed representative of Curve Credit Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 925447). Curve Credit Limited is registered in England and Wales, United Kingdom (company reference number: 12464458) and located at 15-19 Bloomsbury Way, Holborn, London, United Kingdom, WC1A 2TH.

The Curve Card and the e-money related to cards issued in the EEA is issued by Curve Europe UAB, authorised in Lithuania by the Bank of Lithuania (electronic money institution license No. 73 issued on 22 of October, 2020). The Curve Card and Samsung Pay+ are issued pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark of Mastercard International Incorporated. Curve Europe UAB is registered in Lithuania (company reference number: 305626541) and located at Jogailos g. 9, LT-01116 Vilnius.

Third Party Providers (TPPs) can now connect to Curve’s dedicated API interface for providing aggregation and other services to customers. You can find the access details for using the testing facility (sandbox) in the documentation. Get started with TPP onboarding.