USA Short Disclosures

Version 1.3 - January 11th, 2023

Short Disclosure:

  • 1% cashback: 1% cashback is an introductory offer that spans the first 3 months of card ownership, beginning on the date the card is issued. Users will receive 1% cashback on all eligible purchases. You cannot earn cashback under this promotion on transactions or purchases of, or relating to, financial services, including but not limited to wire transfers, money orders, money transfers, insurance services, insurance sales, insurance underwriting, insurance premiums, cash disbursement, stored value funding, funding of cards and accounts, cash advances, purchases of traveller’s checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of any cash equivalents, securities/shares (including through brokers and dealers), bonds, savings bonds; transactions or purchases of, or relating to, lotteries, gambling or gambling like services, tax payments, and government services; purchases made using your Curve Cash card balance. 

  • No foreign transaction fees: Curve does not charge cardholders any fees while travelling outside of the US or making purchases from foreign-based merchants. 

  • Contactless: A secure payment method to use your Curve card by tapping the card or other device near a point-of-sale terminal equipped with contactless payment technology.

  • Smart Rules: Smart Rules are in-app conditions which can be quickly set by the user to automate which card is charged for specific transactions (i.e. setting a condition to use Card 1 for all purchases in one merchant category). Smart Rules can be turned on/off by the user to simplify and personalise money-spending with Curve. Terms and conditions

  • Anti-Embarrassment: Our Anti-Embarrassment feature makes it possible to avoid being declined! If a purchase is unsuccessful when using the All in One card feature, and the transaction is within your Curve available credit, your transaction will automatically process under Curve Credit. If the transaction exceeds your available Curve credit, your transaction may still be declined. 

  • Go Back in Time ®: With Go Back in Time ®, you can move transactions from one card to another after you have paid, up to 30 days after your payment was made. Some limits may apply. Go Back in Time ® may be used once per account payment. The original Merchant Category Code (MCC) of the transaction will not be preserved. For a successful account payment using Go Back in Time ®, the new linked card must be verified and in the same currency as either the original linked card or the currency you were billed in. For using Go Back in Time with different currencies:

    • A USD purchase made on a USD card can be moved to a USD card only

    • A EUR purchase made on a USD card can be moved to a USD or EUR card.

    • A EUR purchase made on a EUR card can be moved to a EUR card only.