How it works

Getting started

Download the Curve app and choose which card you want to order.

Your card should be with you in 3-5 working days.

Adding cards to Curve

Activate your Curve Card

When your Curve card arrives, it’s time to activate it in the app. 

Simply go to the “Account” tab and tap “Activate your card”. You’ll be asked to enter the last 4 digits of your Curve card, and it’s ready to go.

Paying with your Curve card

You’ve activated Curve, added your cards, and now you’re ready to pay. To choose which card you want to pay with, just swipe through your digital wallet in the app and tap the card you need. Then, you can use your Curve card like you would any other card in your wallet.

Paying with Curve on your phone

You can go totally card-free by hooking up your Curve card to Apple Pay, Google Pay or Samsung Pay. Any card you add to Curve will work with them, even if your bank doesn’t – that’s the kind of life hacks we like.

Say hi to your Curve Cash card

This is a virtual card in the Curve app. Your balance is made up of money earned through cashback, promos, or referrals, and any money sent to you from other people on Curve. On the rare occasions we aren't able to process a refund to your bank account, it'll land in here where you can spend it right away

Setting up cashback

You’ll earn 1% cashback from your choice of retailers. 

To set up, tap your Curve Cash card and a pop-up will appear, prompting you to “Set up Curve Cash”. Tap the icon on the bottom-right and choose “Curve Cash” and you’ll get a list of retailers to choose from. Choose wisely – there’s no going back on this one!

See what you’ve spent

See what you’re spending on all your accounts at once with Curve insights, alerts and notifications. Your Curve timeline will show you what you’ve spent, when you’ve spent, and where you’ve spent it. You’ll get (optional) notifications every time you spend, and you can go to “insights” on the app for a categorised breakdown of your spend across all your cards on Curve.

Go Back in Time

Paid on the wrong card? Never mind, rewind. Switch payments from one card to another, up to 90 days after the payment was made! Simply tap the transaction you want to move, click “Go Back in Time” and swipe to the card you’d like to pay with instead – yep, time travel is that easy.

Send money to friends

Send money to anyone else on Curve with nothing more than their phone number. Head to ‘Send’ for a list of your friends on Curve and send them money from any of your cards in your Curve Wallet. The money sent will instantly land in their Curve Cash card, where they can spend it right away.

No friends on Curve?

Let’s change that! Invite them and you’ll both get £5.

Share the love (and the cash) by opening the app, heading to Profile in the Accounts tab and tapping ‘Share Curve’. You’ll both get £5 once they’ve spent using Curve. Just nudge them to hurry – they only have 7 days!

Lost your Curve Card?

Lock it with a tap in the app. Protect all your cards with one single tap