Curve Pay

All your cards in one secure, digital wallet. Tap to pay, spend like a local and earn cashback.

Make every card a currency card

Travelling? Buying from abroad? Skip bank fees and earn money with Curve Pay. Spend online and in-store and save up to 3% in foreign transaction fees—plus earn 1% cashback. Terms apply.

Explore benefits

Curve Pay multi-currency fee-free and cashback benefit

Make every card a rewards card

Booking a holiday or grabbing groceries? Earn contactless cashback at hundreds of retailers—including Booking.com, Sainsbury’s, Netflix, and more. Stacked on top of the rewards of the card in your wallet. Terms and limits apply. See Fair Use Policy for details.

Check out cashback

Curve Pay cashback and rewards benefit - brands including Apple, Uber, Lidl, Ikea

Make every card a time machine

Move purchases from one card to another, up to 120 days after you've made a purchase with Go Back in Time^®

How GBiT works

Curve Pay Bo Back in Time. Make your wallet into a time machine.

Don’t save for it, Flex it

Split purchases into flexible instalments - no hidden fees, no high interest. Terms apply.

Discover Curve Flex

Smart Rules

Create smart rules to instantly pay with the right card in your wallet, including Flex and Cashback.

Try now

Wear your wallet

Smart payment rings, bracelets, keychains and watch straps. Powered by Curve Pay.

Shop wearables

Anti-Embarrassment

Declined? No problem, automatically switch to a backup card in your wallet.

Find out more

👍 Thanks Apple Pay and Google Pay, we'll take it from here.

100% bank coverage

Pro cashback

Go Back in Time® to switch purchases between cards

0% FX across all your cards. Terms apply.

Pay any bill with a credit card

Lock/unlock all your cards with one tap

Smart Rules

ATM Withdrawals

Flex Now and Pay Later

Exchange Rate Type

Foreign Transaction Fees

Curve Pay logo

The Only Wallet That Saves You Money

Curve Pay is a digital wallet that helps you save with every payment. It combines all your cards into a single, secure wallet—letting you switch cards after a purchase, skip hidden foreign exchange fees, and stack rewards on top of your existing bank card points. Whether online, in-store, or abroad, Curve Pay boosts the value of every transaction. Regulated across the UK and EEA, Curve serves over 6 million customers and processes billions in payments annually.