Protect your money with built-in features that make smart spending second nature. Curve Pay keeps your wallet safe, flexible, and fully under your control — with tools to prevent fraud, fix mistakes, and give you total visibility over your money. Your bank keeps your money safe. We give you a safer way to spend it.
If your phone is lost or your card is compromised, you can instantly freeze your Curve card from the app. Since all your underlying cards are hidden behind Curve, freezing one card protects your entire wallet — no need to contact multiple banks or apps.
Paying with Curve is not just simpler and smarter. It’s safer too. All your bank and card details are hidden behind your Curve Pay card number, and never exposed.
Accidentally used the wrong card? With Curve Pay, you can move a past purchase to a different card — up to 120 days later. That means fewer errors, fewer disputes, and a lot less financial stress.
Normally, Section 75 of the Consumer Credit Act only covers qualifying purchases on credit cards. But when you pay with Curve Pay — even with a debit card — you’re still covered. That’s because Curve is regulated as a credit card. So whether you’re buying online or in-store, your qualifying transactions (between £100 and £30,000) are protected if:
Every eligible transaction made through Curve Pay is protected under Section 75 of the Consumer Credit Act — even if the underlying card is a debit card. That means you’re covered if something goes wrong with a purchase, including merchant failure.
Yes. With Go Back in Time®, you can move eligible past transactions to a different card — up to 120 days later.
You can freeze your Curve Pay card instantly via the app. This stops all spend — including contactless, online, and ATM use. It's faster, simpler, and safer than calling multiple banks.
Yes. Curve is authorised and regulated, meaning your data and transactions are handled under strict financial standards. You're also protected by Section 75 and covered against unauthorised transactions.
