Use Your Credit Card Where It Matters Most

Some important payments — like rent, tuition or taxes — don’t usually allow credit cards. With Curve Pay Fronted, you can. Seamlessly pay these expenses using your credit card, earn rewards, and manage cash flow with confidence.

Fronted feature image and logo

Why Use Fronted

Use Your Credit Card Where It’s Not Normally Accepted

Some big payments — like HMRC, rent or tuition — don’t usually allow credit cards. Curve Pay Fronted makes it possible.

Use Your Credit Card Where It’s Not Normally Accepted

Earn Rewards on Every Transaction

By routing your payment through Curve Pay Fronted, you can earn cashback, points, or miles from your credit card — even when paying places that don’t usually allow it.

Earn Rewards on Every Transaction

Manage Cash Flow Without Compromise

Need extra breathing room? Pay with your credit card via Fronted to spread out high-value expenses and keep your finances flexible.

Manage Cash Flow Without Compromise

Get full Insights of your money

Track every Fronted transaction inside Curve Pay with real-time notifications and Curve Insights. See what you’re spending, where, and how it impacts your budget.

Get full Insights of your money

How it works

Step 1

Add all your credit cards to Curve

Step 1

Step 2

Ensure your credit card is selected to pay your bill.

Step 2

Step 3

Tap show your single use virtual card details in the fronted applet.

Step 3

Step 4

Use the virtual card info to pay your bill.

Step 4

Legal bits

Fronted is available to Curve Pay users in the UK and EEA with an eligible credit card added to their wallet. A 2.5% fee applies per Fronted payment when outside any fee-free limits. Merchant acceptance may vary depending on your issuer’s rules. Curve Pay supports Mastercard®, Visa, Diners, and Discover branded cards. Terms apply.

Frequently asked questions

What is Curve Pay Fronted?

Fronted is a feature inside Curve Pay that lets you use your credit card to pay expenses that normally reject them — like rent, taxes, tuition, or government bills. Curve Pay handles the routing for you.

How does Fronted work?

Select your credit card in Curve Pay. When you make a payment through Fronted, we charge your card and handle the rest — paying the merchant in a method they accept.

Is there a fee for using Fronted?

Not if you are within your fee-free limits. That’s £/€1000 on the Pro plan and £/€3000 on the Pro+ plan. The free and X plans have no fee-free limit. A 2.5% fee applies per Fronted transaction when outside limits. You’ll always see this fee upfront in the app.

Will I earn rewards from my credit card when using Fronted?

Yes. You’ll still earn any applicable rewards like cashback, points, or miles from your credit card provider.

Does using Fronted affect my credit score?

No. Using Fronted doesn’t trigger a credit check and won’t affect your credit score. It appears on your credit card like any regular transaction.

More benefits

Curve Pay foreign currency cashback and fee free spending

A Travel Card

Unlock 1% cashback and skip the FX fees.

Earn instant cashback on top of any card rewards.

Cashback

Earn instant cashback on top of any card rewards.

Made a payment on the wrong card? Fix it with Go Back in Time®. Move payments between cards for up to 120 days after purchase.

Go Back in Time®

Made a payment on the wrong card? Fix it with Go Back in Time®.

Free up cash or reduce your interest costs. Move balances from one card to another right in the Curve Pay app. Quick, flexible, and low-cost.

Curve Flex

Free up cash or reduce your interest costs. Quick, flexible, and low-cost.

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