• How it works
    • #
      Travel with Curve → Avoid foreign transaction fees on any card you use abroad or online.
    • #
      Cashback & Rewards → Earn instant cashback online or in-store on top of any card rewards you’re already earning.
    • #
      Go Back in Time® → Move purchases from one card to another, up to 120 days after you've made a purchase.
    • #
      Curve Flex → Split purchases into flexible instalments - no hidden fees, no high interest. Currently UK only.
    • #
      Anti-Embarrassment → Transaction declined? No problem, automatically switch to a backup card in your wallet.
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Terms Curve Black Legacy

 Curve Black Legacy

 Curve Black

Who can get it: Curve Black cardholders who signed up before 28th Jan 2019 Anyone

Pricing:

Free

£/€9.99 per month or £/€99.90 per year

Curve availability (by residency of cardholder):

Eligible EEA Countries / UK

Eligible EEA Countries / UK

Support for new features/functionalities: red tick New future releases are provided in-line with our Curve Standard account green tick New future releases are provided in-line with our premium Curve Black account
Curve Cashback*: red tick Users who signed up after 16th Feb 2018 will not receive cashback. green tick Users who signed up after 16th Feb 2018 will receive unlimited 1% Curve Cashback from 6 retailers.

Go Back in Time® Limits:

green tick

Up to £5000, within 30 days

green tick

 Unlimited trips back in time on payments up to 90 days old.

ATM Withdrawal Fees:

green tickFree Free up to £/€500 per rolling 30-day period and then the greater of (i) 2% of the withdrawal amount or (ii) £/€2. 

Currency Conversion Fees:

Unlimited

**Fee-free currency conversion up to £/€2,000 per rolling 30-day period. Then, 2.5% in addition to the Mastercard Wholesale Rate.

Foreign ATM Withdrawal Fees:

£400 per month, then max of 2% or £2

**Fee-free currency conversion up to £/€500 per rolling 30-day period. A fee of the greater of (i) 2% of the withdrawal amount or (ii) £/€2 in addition to the  Mastercard Wholesale Rate. 

Please note that those that have upgraded to the Curve Metal tier will not be able to subsequently move back to the Curve Black Legacy tier. If you decide to downgrade to the Curve Standard tier from Curve Black Legacy tier, you will not have the option to move to the Curve Black Legacy tier.
* Please refer here for the applicable terms and conditions for Curve Cashback and more details on how it operates. 
** This is subject to a currency conversion fee for purchases over the weekend or public holidays. Please refer to our Subscription Schedule for more details (see here if you are an EEA resident and here if you are a UK resident). 
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Curve UK Limited, registered in England and Wales. Curve Europe UAB, registered in Lithuania. #305626541. © 2025

The Curve Card, the Samsung Pay+ and the e-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926). Curve UK Limited is registered in England and Wales, United Kingdom (company reference number: 09523903) and located at 1-10 Praed Mews, London, W2 1QY. Curve Flex is provided in the UK by Curve Credit Limited. Curve UK Limited is an introducer appointed representative of Curve Credit Limited, which is authorised and regulated by the Financial Conduct Authority (firm reference number 925447). Curve Credit Limited is registered in England and Wales, United Kingdom (company reference number: 12464458) and located at 1-10 Praed Mews, London, W2 1QY. The Curve Card and the e-money related to cards issued in the EEA is issued by Curve Europe UAB, authorised in Lithuania by the Bank of Lithuania (electronic money institution license No. 73 issued on 22 of October, 2020). The Curve Card and Samsung Pay+ are issued pursuant to license by Mastercard International Inc. Mastercard® is a registered trademark of Mastercard International Incorporated. Curve Europe UAB is registered in Lithuania (company reference number: 305626541) and located at Jogailos g. 9, LT-01116 Vilnius.