How it works

Get the app

Download the Curve app and apply for the Curve Credit card.

Unlike other credit cards, there is no hard pull on your credit when applying for a Curve card.  This means that there is no impact to your credit score by applying for Curve. The Curve credit card is designed for you to link your existing cards to automatically repay each purchase so you can maximize your rewards and better manage your spending.

Add your cards

1. Use the camera to scan and upload your card details automatically or enter them manually. 

2. Repeat for any other cards you want to add to Curve.

Start spending

You can go totally card-free by hooking up your Curve card to Apple Pay® or Google Pay™. Any card you add to Curve will work with them, even if your bank doesn’t – that’s the kind of life hacks we like.

How cashback works

This is a virtual card in the Curve app. Your balance is made up of money earned through cashback, promos, or referrals. On the rare occasions we aren't able to process a refund to your bank account, it'll land in here where you can spend it right away.

*Image is for illustrative purposes only.

See what you’ve spent

See what you’re spending on all your accounts at once with Curve insights, alerts and notifications. Your Curve timeline will show you what you’ve spent, when you’ve spent, and where you’ve spent it. You’ll get (optional) notifications every time you spend, and you can go to “insights” on the app for a categorized breakdown of your spend across all your cards on Curve.

*Image is for illustrative purposes only.

Go Back in Time®

Paid on the wrong card? Never mind, rewind. Move transactions from one card to another, up to 30 days after the transaction was made! Simply tap the transaction you want to move, click “Go Back in Time®” and swipe to the card you’d like to pay with instead – yep, time travel is that easy.

*Image is for illustrative purposes only.

Extra Protection

Lock it with a tap in the app. Protect all your cards with one single tap.