Curve Pay Cashback Offer Terms

Version 1 - Published 9th June 2025

1. We are offering selected Curve customers the opportunity to earn 2% cashback, up to £30 per calendar month in the form of Curve Cash Points, on all in-store grocery transactions (the “Curve Pay Cashback Offer” or the “Offer”) when made using the Curve Pay Wallet on the terms set out below (the “Terms”).  

2. The Curve Pay Cashback Offer starts at 17:00:00 UTC on the 9th of June 2025 and finishes at 23:59:59 UTC on the 30th of September 2025 (the “Offer Period”).

3. To be eligible for this Offer, you must be a new or existing user of Curve Pay and be selected to participate in the Offer. You can check in the Curve app if you are eligible to participate in this Offer. Curve accepts no liability for customers who do not qualify for the Offer.

4. The Curve Pay Wallet refers to the Near Field Communication (“NFC”) payment functionality available on iOS and Android mobile devices, provided via the Curve Pay app. For more information please see here. 

5. Eligibility for a Curve account and the Terms of use of Curve are set out in the UK Terms of Service, Samsung Pay+ Terms of Service and the EEA Terms of Service. Curve does not bear any liability for incomplete account creations or activations, including transaction declines, or if there are delays for any reason, including being unable to verify your account. 

6. The denominations within these Terms will be respective of your region i.e., if you are an EEA Curve customer, your cashback limits will be in EUR and if you are a UK Curve customer, your cashback limits will be in GBP. 

How it works

7. Once you have successfully installed Curve Pay on your Apple or Android device you will earn 2% cashback on all eligible in-store grocery purchases, up to £30 per calendar month (the “Reward”). 

8. You will only earn a Reward on purchases made using the Curve Pay Wallet, i.e. purchases made using Curve through any other mediums of payment such as the physical Curve card or via a third party digital wallet will not generate a Reward.

9. Grocery stores will be identified via the Merchant Category Code (“MCC”), as such any purchases that are made through the Curve Pay Wallet that do not have the corresponding grocery store MCC (“5411”) will not generate a Reward. 

10. The Reward will be added to your Curve Cash Card immediately and the maximum you can receive from this Offer is £30 per calendar month. 

The Reward

11. The Reward will be given to you in Curve Cash Points which will be added to your Curve Cash Card (you can see this in the Curve app). Our Curve Rewards and Curve Cash scheme terms apply (see here). If you are a UK resident, please note that FSCS protection does not apply to the funds held on your Curve Cash Card. To learn more about how Curve protects your funds and how we minimise your risk, go here. More information can be found on the FCA website itself, here. 

12. The maximum Reward you can earn under the Curve Pay Cashback Offer is up to £30 per month. 

13. Curve Cash Points have no monetary value and are converted to e-money only at the point you spend them with your Curve card. Curve Cash Points cannot be withdrawn as, or redeemed for, cash, cannot be transferred from your Curve Cash card, and expire after 6 months. Your use of Curve Cash Points is subject to our UK Terms of Service (if you are a UK resident) or Curve’s Samsung Pay+ Terms (if you’re a Samsung Pay+ user), or to our EEA Terms of Service (if you are a resident of the EEA).

14. Fair use: The  Curve Pay Cashback Offer is subject to our UK Fair Use Policy (if you are a UK resident) or to our EEA Fair Use Policy (if you are a resident of the EEA). Any violation of our Fair Use Policy may result in us suspending your participation in the Curve Pay Cashback Offer and Curve Cash Points or suspending or closing your Curve account. You will not be credited Curve Cash Points that we reasonably believe were obtained in violation of our Fair Use Policy. We will also revoke any Curve Cash Points granted where we reasonably believe they were obtained by fraud or otherwise in violation of these Terms. Curve reserves the right to revoke any Curve Cash Points granted in excess of the maximum limit as set out in our Fair Use Policy.

15. Disqualification or suspension: 

1. Any person persistently trying to circumvent these Terms will be immediately disqualified. Any person who creates or attempts to create duplicate Curve accounts to obtain entries into the Curve Pay Cashback Offer will be ineligible.

2. Curve reserves the right to disqualify customers where there are reasonable grounds to believe they are acting fraudulently or where there has been a breach of these Terms.

3. Curve also reserves the right to reverse any Reward credited to your Curve account in the event of the original purchase being refunded, if we become aware that you have breached these Terms or the terms that apply to your Curve account. We will consider the reversal of any Reward to have been done with your consent and the payment to have been authorised by you.

16. Other promotions: Curve may determine in its sole discretion that the Curve Pay Cashback Offer cannot be used in conjunction with any other discount or offer by Curve.

17. Suspending or amending the Curve Pay Cashback Offer and/or Terms: 

1. Curve retains the right to amend, suspend or end these Terms and/or the Curve Pay Cashback Offer without any prior notice (including if, in our reasonable opinion, the Curve Pay Cashback Offer is being abused or may negatively affect Curve’s goodwill or reputation or due to unforeseen circumstances which may make it impossible for us to continue running the Offer). 

2. Curve will not be liable for any loss, whether directly or indirectly suffered where we are unable to continue running the Curve Pay Cashback Offer as planned. 

3. Amendments to these Terms could include but are not limited to, changing the Reward limit and changing the percentage earned on each purchase. 

18. Acceptance of Terms: By participating with the Curve Pay Cashback offer, you will be deemed to have accepted these Terms. 

19. Excluded from entering: Employees of Curve UK Limited, Curve Europe UAB, Curve Credit Limited, Curve US Inc., Thackeray DAC, Curve Netherlands B.V., and their immediate families, associated agents, or anyone professionally connected with the Curve Pay Cashback Offer. 

20. Use of Personal Data: Personal data provided will be used for the purposes of administering the Curve Pay Cashback Offer and your Curve account. Please see Curve’s Privacy Policy here.

21. Law and Jurisdiction: The Curve Pay Cashback Offer and these Terms are governed by the laws of England and and Wales and any legal proceedings in relation to them will be held in the courts of England and Wales if you are a United Kingdom resident and by Lithuanian law and Lithuanian courts if you are a Lithuanian resident. If you are resident in another EEA country, nothing in these Terms prevents you from taking legal action in the country in which you reside.

UK Promoter: Curve UK Limited, registered in the UK with company number 09523903, based at 1-10 Praed Mews, London, W2 1QY. The Curve Card and the e-money related to these cards is issued in the UK by Curve UK Limited, authorised and regulated by the Financial Conduct Authority to issue electronic money (firm reference number 900926).

EEA Promoter: Curve Europe UAB, with company number 305626541 and based at Jogailos g. 9, Vilnius, the Republic of Lithuania. Curve Europe UAB is authorised and regulated by the Bank of Lithuania (license No. 73 issued on 22 October 2020) under the Republic of Lithuania Law on Electronic Money and Electronic Money Institutions.