Everyday Spending
Smart Features
Flexible Payments
Security & Control
Take Curve Pay anywhere—spend locally, skip fees, earn cashback, and stay protected.
Spend abroad with no hidden fees and real exchange rates—save up to 3% with Curve Pay.
Earn 1% cashback on every purchase abroad with Curve Pay’s premium plans.
Avoid cash advance charges and hidden costs.
If something goes wrong, you’re covered. Curve Pay gives you in-app security tools like card freezing and instant spend alerts. Plus, if your purchase is faulty or doesn’t arrive, you can dispute the transaction right from the app.
Unlike pre-paid travel cards, you don't need to top up Curve, ever. Here's the deal:
Pay with your phone or get a Curve card for free ATM withdrawals and backup on the go.
Get one card for all your accounts—pay anywhere, skip fees, and travel hassle-free.
Earn cashback on premium plans and skip fees—even when shopping online in foreign currencies.
Curve Pay removes FX fees up to your plan’s allowance. After that, a small weekend or over-limit fee may apply — but you’ll always see it clearly in-app.
Yes. With premium plans, Curve Pay gives you 1% cashback on international spend outside the UK and EEA. Cashback is applied instantly.
Yes. You can withdraw from ATMs around the world, fee-free within your plan limits. Curve Pay avoids the extra fees charged by many banks and credit cards.
You can freeze your Curve Pay card instantly in the app. If needed, download the app on another device and pick up where you left off.
Curve Pay gives you instant notifications, card controls, and access to dispute purchases that go wrong — including cases of fraud or undelivered goods.
Earn instant cashback on top of any card rewards.
Made a payment on the wrong card? Fix it with Go Back in Time®.
Free up cash or reduce your interest costs. Quick, flexible, and low-cost.
Transaction declined? Instantly use a backup card for your payment.