• How it works
    • Everyday Spending

      Everyday Spending

      Get Curve Pay
    • Smart Features

      Smart Features

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    • Flexible Payments

      Flexible Payments

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    • Security & Control

      Security & Control

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    Get Curve Pay
  • Plans
  • ⌚︎ Wearables
  • Huawei x Curve
Get Curve Pay

Your wallet. On your keys.

Turn your keys into a contactless wallet. Add your cards to your Curve keychain and tap to pay - no phone, no wallet, no hassle.

Get Curve Pay
Your wallet. On your keys.

Phone-free payments

Pay directly from your keychain - no phone or wallet needed. Just tap and go wherever contactless is accepted, whether you’re grabbing coffee, commuting, or heading out light.

Phone-free payments

All your cards. One smart wallet

Add your Visa, Mastercard, or Diners Club cards to Curve Pay and link them to your keychain. Choose your default card in the phone app and pay instantly - no switching, no delays at checkout.

All Your Cards. One Smart Wallet.

Save money every time you travel

Curve Pay applies Mastercard exchange rates to help you avoid unnecessary FX fees abroad. You can also earn cashback on eligible spending, on top of your existing bank rewards.
Spend like a local - wherever you are.

Save Money Every Time You Travel

Built-In security that puts you in control

Every payment is protected with tokenised card details, so your real card number is never shared.
You can instantly lock your Curve Pay wallet in the app if it’s lost.
Real-time notifications and fraud monitoring help you stay in control of every transaction.

Built-In Security That Puts You in Control

How Curve keychain works

Download Curve Pay

Install the Curve Pay app and add your bank cards in minutes.

Download Curve Pay

Set up your keychain

Download the keychain app and link your Curve Pay card to your keychain.

Set Up Your Keychain

Tap to pay

Hold your keychain near the terminal to pay instantly - no phone needed.

Keychain - Tap to pay

Frequently asked questions

Can I pay without my phone?

Yes. Once set up, you can make contactless payments directly from your Curve keychain without needing your phone.

Do I need a battery or charging?

No. The Curve keychain doesn’t require charging - it’s always ready to pay.

Is the Curve keychain secure?

Yes. Payments use tokenisation, meaning your real card details are never stored on the device. 

What happens if I lose my keychain?

You can deactivate it immediately in the Curve Pay app. This removes access to all payment tokens linked to the device.

Where is the Curve keychain accepted?

Anywhere contactless Mastercard or Visa payments are accepted.

Can I switch cards after I pay?

Yes. With Go Back in Time®, you can move a payment to another card in the Curve Pay app after the transaction.

Do I still earn rewards on my cards?

Yes. You’ll continue earning your existing bank rewards, plus any Curve cashback where eligible.

How do I set it up?

Download Curve Pay, then use the relevant app to link your Curve Pay card to your keychain and start paying.

More benefits

Terms and limits apply

The only wallet that
saves you money.

Curve Pay brings all your cards together in one secure
wallet - so you can save more with every payment.
Switch cards after you pay, skip hidden FX fees, and
stack rewards effortlessly. Regulated across the UK and
EEA and built for people who expect more from their wallet.