Make every card a
rewards card.
Spend with Curve Pay and earn more - from cashback to savings on FX fees, every payment goes further.
Spend with Curve Pay and earn more - from cashback to savings on FX fees, every payment goes further.
Add your rewards-earning card to Curve Pay and keep collecting points, air miles, or bank cashback - then add Curve cashback on top
With a premium Curve Pay plan, you’ll earn 1% cashback on transactions in non-European currencies—whether you’re traveling or shopping on overseas sites. Because Curve Pay uses the Mastercard wholesale rate, your rewards don’t get eaten by padded FX.
From groceries to gadgets, get up to 20% cashback with brand offers in the Curve app. Tap to activate, shop as usual, and cashback is tracked automatically. Terms apply - UK only.
Want guaranteed cashback? Pick your go-to stores with Pro (6 retailers) or Pro+ (12 retailers) and earn 1% back every time you shop there. Update your choices in a tap. Compare features on Curve Pay Plans. Terms and limits apply - see Fair Use Policy for details.
1% cashback for Curve Pay Pro subscribers at 6 selected retailers (up to £25 per month) and Curve Pay Pro+ subscribers at 12 selected retailers (up to £50 per month), for the subscription period (please refer to our Fair Use Policy for more details).
For UK customers, FSCS protection does not apply to the funds held on your Curve Cash card and your funds may be at risk in exceptional circumstances.
Make your money go further with Curve Pay. Earn from leading UK brands in-store and online, plus 1% cashback on non-European currency spend with premium plans — all on top of your card’s points or air miles
How to stack Curve Cashback
Add your rewards card to Curve Pay and stack your usual points, miles, or cashback with Curve’s rewards.
Start earning moreHow to earn up to 20% cashback
Activate offers, shop as usual, and earn cashback automatically. From groceries to gadgets — it all adds up. (UK only)
Start earning nowHow to pick your own rewards
Choose your top stores with Pro or Pro+ and earn 1% cashback every time. Change them anytime on a tap. (T&Cs apply)
Take control nowCurve cashback is digital money you earn when spending with Curve Pay at selected retailers. Cashback is stored on your Curve Cash card and can be used for future purchases.
You can earn cashback in three main ways through Curve Pay. See Fair Use Policy for details on our cashback limits.
Choose a Pro or Pro+ plan and get extra cashback at 6 or 12 of your favourite retailers. Plus, you still get Curve Pay’s rotating and always-on offers. See Fair Use Policy for details on our cashback limits.
Yes — you’ll still earn your bank’s rewards, including air miles, points or cashback. Curve Pay simply adds another layer on top.
Most cashback is paid instantly after a qualifying transaction. In some cases, it may take up to a couple of days depending on the retailer.
For rewards offers, cashback may arrive up to 2 or 3 weeks later, but usually within a couple of days.
Yes, Curve Cash can be used for purchases wherever Curve Pay is accepted — just toggle your Curve Cash card as the active card in the app.
Premium Curve Pay plans unlock higher cashback and custom rewards:
All plans offer higher rates on some rewards offers. 1% international cashback applies on spending with non-European and UK currencies.
All plans unlock higher cashback on select offers, plus 1% international cashback on spend in non-European and non-UK currencies.
Learn More
Unlock 1% cashback and skip the FX fees.
Made a payment on the wrong card? Fix it with Go Back in Time®.
Take control of your finances with balance transfers and instalment plans.
Transaction declined? No problem, use a backup card for your payment.
Terms and limits apply
Curve Pay brings all your cards together in one secure
wallet - so you can save more with every payment.
Switch cards after you pay, skip hidden FX fees, and
stack rewards effortlessly. Regulated across the UK and
EEA and built for people who expect more from their wallet.