Cashback for Home Improvements: Save While You Upgrade
TL;DR – How to Save on Renovations with Cashback
- Cashback can apply to everything from DIY tools to insulation and green energy upgrades.
- Retailers like B&Q often run cashback offers via platforms or cards.
- Stack cashback with loyalty programs, discount codes, or Curve Pay to save more.
- Digital wallets like Curve Pay let you earn retailer cashback on top of your card’s existing rewards.
When you're planning a renovation, every pound matters. Whether you're tackling a DIY kitchen, insulating the loft, or finally upgrading those tired bathroom tiles, costs add up fast. The good news? Cashback can help offset the price of your home upgrade- especially when you know where to look, and how to stack rewards.
From digital wallets like Curve Pay to retail loyalty offers, this guide walks you through how to unlock cashback for home improvements at major UK retailers like B&Q, Wickes, and Homebase.
What Is Home Improvement Cashback?
Home improvement cashback is a financial reward you receive after making eligible purchases- usually as a percentage of the spend. This can come via:
- Cashback credit cards, which offer a fixed rate on purchases.
- Retailer cashback schemes, such as limited-time offers from B&Q or Homebase.
- Digital wallets like Curve Pay, which layer cashback deals on top of your existing bank rewards across multiple cards.
Unlike discount codes, cashback is credited after your purchase- either instantly or within a few weeks. This makes it ideal for larger home spending that can't always be timed with a sale.
If you’re wondering how cashback compares to vouchers, this guide breaks down cashback vs discount codes so you can make smarter checkout decisions.
Where You Can Earn Cashback for Home Upgrades
Several UK retailers and platforms offer cashback opportunities on DIY, furniture, and renovation purchases.
B&Q
As one of the UK’s largest home improvement stores, B&Q often runs seasonal cashback promotions. You can find B&Q cashback offers via:
- Curve Pay’s partner rewards program
- Cashback websites like TopCashback and Quidco
- Bank-linked card schemes (check your provider)
Curve Pay users can access Curve cashback deals that include B&Q, letting you earn 1% automatically when you shop in-store or online.
Wickes
Wickes runs cashback offers throughout the year, especially for trade card members. Platforms like TopCashback occasionally offer up to 5% on online purchases.
Stack this with your card's cashback and Curve Pay’s reward program to triple-dip on rewards.
Homebase
Homebase also appears regularly on cashback platforms, with offers ranging from 2–4%. Sign up for their newsletter or loyalty program for added promotions.
You also have an opportunity to save on weekly essentials, like groceries to maximise your household savings.
Energy-Efficient Cashback Incentives
If your project involves eco-friendly upgrades—like solar panels, heat pumps, or insulation—there may be green cashback incentives available.
According to Halifax Green Living, some mortgage lenders and banks offer cashback for home improvements that improve energy efficiency. Others, like Octopus Energy, occasionally bundle home upgrades with rewards for sustainable installations.
These schemes often come with eligibility criteria, but the rewards can range from £100 to £500 depending on your project scope.
Tip: Use Curve Pay for these purchases to avoid foreign transaction fees (if ordering materials abroad), and to layer cashback on top of your payment card’s reward scheme.
How to Maximise Cashback on Renovations
When you're spending hundreds- or even thousands- on materials and labour, small percentage rewards can quickly add up. But cashback doesn't just happen by default; you need to be strategic about how you shop and how you pay. By combining different reward layers and using the right tools, you can save significantly on home upgrades.
To get the most out of cashback while renovating:
- Use a digital wallet like Curve Pay that supports multiple cards and adds retailer cashback rewards automatically. Limits apply, see Fair Use Policy for details.
- Stack loyalty rewards, such as B&Q Club points, with cashback from Curve Pay and your card issuer.
- Use the the best cashback card to optimise your rewards
- Combine store sales with cashback offers from Curve Pay or cashback sites.
- Track your cashback status in your wallet or card app- pending cashback often takes weeks to approve.
- Combine cashback offers using Curve Pay with your bank card’s rewards or points to avoid leaving money on the table.
Real-World Example: Cashback in Action
To see just how powerful cashback stacking can be, let’s break down a real-world home renovation scenario. Suppose you’re a Curve Pay Pro+ customer redoing your kitchen or updating your flooring- these types of projects can easily hit the £1,000–£2,000 range. Used strategically, cashback tools can return a portion of that spend.
Let’s say you spend £2,000 on a kitchen renovation using:
- A cashback credit card with 1% cashback = £20
- Curve Pay 1% B&Q cashback reward = £20
- A promo from a cashback site like Quidco for 3% = £60
That’s £100 saved just for stacking properly. Add in a loyalty program or promotional discount, and you're looking at meaningful reductions on what would otherwise be full-price spending. In addition to that, most cashback rewards aren’t taxable, so the savings you earn from your home improvement spend are yours to keep.
For eco-conscious shoppers, projects like insulation or low-flow plumbing may also qualify for green grants and cashback- doubling the financial benefit.
Final Thoughts: A Smarter Way to Fund Home Upgrades
Home improvements are a major investment- but with the right strategy, you don’t have to pay full price. From B&Q cashback offers to multi-layered rewards through Curve Pay, there are multiple ways to reduce costs without compromising on quality.
FAQs About Home Improvement Spend and Cashback
Can I get cashback at B&Q?
Yes. B&Q regularly partners with cashback platforms and Curve Pay to offer cashback deals both online and in-store.
Which DIY stores offer cashback?
Top DIY cashback retailers include B&Q, Wickes, Homebase, and Screwfix. Offers vary by platform and store promotions.
Can I get cashback for solar panels or insulation?
Yes, but usually via green incentives offered by banks or energy companies—not traditional cashback platforms.
What’s the best way to pay for home improvements?
Use a digital wallet like Curve Pay to combine cashback from your cards and retailers. Then choose a rewards card for maximum return on big-ticket purchases. You can also explore the best UK credit cards for rewards to find a card that complements your Curve Pay cashback setup.
