17 March 2025
buy now pay later airfare

Buy Now Pay Later Airfare: Spread the Cost of Flights

Booking a flight for your next getaway is always a thrill, but it can come with a hefty price tag. If the cost of airfare is putting a damper on your travel plans, there’s a solution that’s growing in popularity: Buy Now Pay Later airfare. With Buy Now Pay Later (also known as BNPL) services, you can split the cost of flights into manageable chunks, making it easier to get away without breaking the bank. 

If you’re new to Buy Now Pay Later airfare, good news! We’re going to break down some of the top Buy Now Pay Later airfare providers that allow you to split the cost of flights, and how it works.

What is Buy Now Pay Later (BNPL) airfare?

Buy Now Pay Later airfare is a payment option that allows you to book a flight and pay for it over time instead of paying the full amount upfront. BNPL services divide your purchase into smaller, manageable payments, sometimes with little or no interest. This can make flights more affordable for those on a budget.

Whether you’re booking a long-haul international flight or a short domestic trip, BNPL providers offer a flexible way to spread the cost of your airfare. Let’s take a look at some popular Buy Now Pay Later airfare services that allow you to split the cost of flights, starting with our own Curve Flex which offers the longest repayment period:

1. Curve Flex

One of the most flexible and comprehensive Buy Now Pay Later services for splitting the cost of flights is Curve Flex. Available through the Curve app, Curve Flex lets you split your airfare payments into instalments of up to 24 months, which is far longer than most other BNPL providers. This extended repayment period can be especially helpful if you’re booking more expensive flights or just prefer smaller monthly payments.

How It Works:

  • Download the Curve app and sign up for Curve Flex.

  • Link your existing credit and debit cards to the app.

  • Spread the cost of your airfare over 3, 6, 12, or even up to 24 months, depending on your chosen plan.

Why Choose Curve Flex?

  • Longer repayment terms: With up to 24 months to repay, Curve Flex offers the longest BNPL term of any provider on this list, allowing you to spread the cost of your airfare over a more extended period.

  • Flexible payment options: Choose from multiple installment plans, including 3, 6, 12, or 24 months.

  • No need for a new credit card: Curve Flex integrates with your existing cards, meaning you don’t have to apply for a new credit card or account to use the service.

  • Manage everything in one app: Curve’s app provides an all-in-one platform for managing your finances, making it easy to keep track of your payments.

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2. Fly Now Pay Later

One of the most well-known BNPL providers for airfare is Fly Now Pay Later. This service specialises in helping you finance your flights and other travel-related expenses. With Fly Now Pay Later, you can book flights and pay for them over a period of 3 to 12 months, depending on your preference and eligibility.

How It Works:

  • Choose your flight from participating airlines or travel agencies.

  • Select Fly Now Pay Later as your payment option at checkout.

  • Spread the cost of your flight over a period of 3, 6, or 12 months, depending on your chosen plan.

3. Monzo Flex

Monzo, a UK-based digital bank, offers a Buy Now Pay Later service called Monzo Flex. Monzo Flex lets you split your purchases – including airfare – into 3 or 6-month installments, with the option to pay interest-free if you pay within the specified period. This makes it an attractive option for travellers who want to split the cost of airfare while keeping interest rates low.

How It Works:

  • Apply for Monzo Flex through the Monzo app.

  • Once approved, you can use Flex to split the cost of your flights into monthly installments.

  • Choose whether to repay within 3 or 6 months for interest-free payments.

4. PayPal Credit

PayPal Credit is another popular Buy Now Pay Later option that can be used to pay for airfare. If you’re booking a flight through an airline or travel agency that accepts PayPal, you can use PayPal Credit to spread the cost of your ticket. PayPal often offers promotional interest-free periods, such as 6 months, on purchases over a certain amount, which can be very appealing for larger airfare purchases.

How It Works:

  • Select PayPal Credit as your payment method when booking your flight.

  • Pay off your balance within the interest-free period (typically 6 months) to avoid interest charges.

  • Pay in monthly installments after the interest-free period ends if you need more time.

Splitting the cost of flights with Buy Now Pay Later airfare

If you’re wondering how to make booking a flight more affordable, Buy Now Pay Later airfare offers a convenient way to split the cost of flights into manageable installments. Curve Flex offers the flexibility of spreading payments over up to 24 months, meaning you can book that dream holiday without needing to pay the full airfare upfront. Simply choose the provider that works best for your travel plans, and enjoy the flexibility of spreading the cost over time.

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